Find real government schemes, scholarships, grants, loans, and benefits from 5 countries. Every program includes official links, eligibility criteria, amounts, and how to claim. All information verified from official government sources.
Direct income support of ₹6,000 per year to all landholding farmer families across India, paid in 3 equal installments of ₹2,000 each directly to bank accounts via Direct Benefit Transfer (DBT). Over 11 crore farmers benefit from this scheme.
Collateral-free, guarantor-free education loans for meritorious students admitted to top-ranking Quality Higher Education Institutions (QHEIs). 75% credit guarantee by Government of India for loans up to ₹7.5 lakh. 3% interest subvention on loans up to ₹10 lakh for families with annual income up to ₹8 lakh.
Financial assistance to meritorious students from economically weaker sections to meet day-to-day expenses for higher studies. 82,000 fresh scholarships awarded annually based on Class 12 board exam results. 50% scholarships are earmarked for girls.
Collateral-free loans to micro/small enterprises for manufacturing, trading, services, and agri-allied activities. Three categories: Shishu (up to ₹50,000), Kishore (₹50,000 to ₹5 lakh), and Tarun (₹5 lakh to ₹10 lakh). Extended Tarun Plus category up to ₹20 lakh introduced in 2024.
World's largest government-funded health insurance scheme providing ₹5 lakh per family per year for secondary and tertiary hospitalization. Covers 12 crore+ poor and vulnerable families (approximately 55 crore beneficiaries). Cashless and paperless treatment at empanelled hospitals.
Free LPG gas connections to women from Below Poverty Line (BPL) households. Provides financial support of ₹1,600 per connection. Aims to replace unclean cooking fuels with clean LPG fuel. Over 10 crore connections released.
Unified portal for multiple central and state government scholarships for SC, ST, OBC, Minority, and EWS students. Includes Pre-Matric (Class 1-10), Post-Matric (Class 11 onwards), and Merit-cum-Means scholarships. Over ₹8,000 crore disbursed to 1.2 crore+ students annually.
Housing for All scheme providing financial assistance for construction of pucca houses to eligible rural households. ₹1.20 lakh in plains and ₹1.30 lakh in hilly/difficult areas. Includes toilet construction under Swachh Bharat Mission.
Small savings scheme for girl child under 'Beti Bachao Beti Padhao' campaign. Offers one of the highest interest rates among government savings schemes at 7.6% p.a. (Q1 2026). Tax benefits under Section 80C. Matures when girl turns 21.
Guaranteed minimum pension scheme for unorganized sector workers. Monthly pension of ₹1,000 to ₹5,000 after age 60 based on contribution. Government co-contributes 50% of total contribution (max ₹1,000/year) for 5 years for eligible subscribers.
Need-based federal grant for undergraduate students who display exceptional financial need. Does NOT need to be repaid. The maximum award for 2026-27 is $7,395. Amount depends on financial need, cost of attendance, enrollment status, and whether you attend full or part time.
The single application that unlocks access to the largest source of financial aid for college — federal grants, loans, and work-study. States and colleges also use FAFSA data to award their own aid. Completing FAFSA is FREE. The 2026-27 form opens October 1, 2025.
Campus-based grant for undergraduate students with exceptional financial need. Priority given to Pell Grant recipients. Administered directly by the financial aid office at participating schools. Limited funds — apply early.
Part-time employment program for undergraduate and graduate students with financial need. Provides jobs related to your course of study when possible. You earn at least the federal minimum wage. Hours are limited based on your financial need and funding level.
Low-interest loans for undergraduate students with demonstrated financial need. The government pays the interest while you're in school at least half-time, during grace period, and during deferment. Fixed interest rate set annually by Congress.
Formerly known as Food Stamps. Provides nutrition benefits to supplement the food budget of low-income families. Benefits are loaded onto an Electronic Benefits Transfer (EBT) card used like a debit card at authorized stores. Largest nutrition assistance program in the US.
Refundable tax credit for low-to-moderate income working individuals and families. If EITC exceeds taxes owed, you receive the difference as a refund. One of the largest anti-poverty programs in the US. Must file a tax return to claim even if you don't owe taxes.
Monthly benefits for people who can't work due to a medical condition expected to last at least one year or result in death. Based on your work history and Social Security taxes paid. Includes Medicare coverage after 24 months of benefits.
Monthly payment to help with living costs if you're on a low income, out of work, or cannot work. Replaces 6 legacy benefits: Income-based JSA, Income-related ESA, Income Support, Housing Benefit, Child Tax Credit, and Working Tax Credit. Paid monthly into your bank account.
Loan to cover tuition fees charged by your university or college. Paid directly to your institution — you never handle the money. Repayment starts only after you leave your course AND earn above the repayment threshold. Interest charged from the day the loan is taken out.
Loan to help with living costs (rent, food, books, travel). Amount depends on household income, where you live, and where you study. Paid directly into your bank account in 3 installments per year. Repayment terms same as Tuition Fee Loan.
Extra funding for higher education students with a disability, long-term health condition, mental health condition, or specific learning difficulty (like dyslexia). Does NOT need to be repaid. Not means-tested — your household income doesn't affect eligibility.
Tax-free benefit for people aged 16+ with a long-term physical or mental health condition or disability that causes difficulty with daily living or getting around. Not means-tested and not affected by savings or income. Can be claimed whether you're working or not.
Tax-free payment for anyone responsible for bringing up a child under 16 (or under 20 if in approved education/training). Usually paid every 4 weeks. High Income Child Benefit Charge applies if you or your partner earn over £60,000.
UK Government's global scholarship programme for outstanding emerging leaders to study a one-year master's degree in the UK. Fully funded: tuition fees, monthly living allowance, return flights, and additional grants. Over 1,800 scholars from 160+ countries annually.
Need-based grant for full-time students. You are automatically assessed when you apply for student aid through your province or territory. Up to $525 per month of study. Available for each year of undergraduate studies. Does NOT need to be repaid.
Ontario's financial aid program combining federal Canada Student Grants/Loans and provincial Ontario grants/loans into one application. Covers tuition, books, and living expenses. Grants don't need repayment; loans are interest-free while in school. One application covers both federal and provincial aid.
Tax-free monthly payment to eligible families to help with the cost of raising children under 18. Amount based on family net income, number of children, and ages. Maximum benefit for children under 6 is $7,787/year ($648.91/month). For children 6-17: up to $6,570/year.
Refundable tax credit for low-income individuals and families who are working. Includes a disability supplement. Advance payments available (up to 50% of estimated benefit in quarterly installments). Automatically assessed when you file your tax return.
Temporary financial assistance for workers who lose their jobs through no fault of their own while they look for work or upgrade skills. Also covers maternity/parental leave, sickness, and compassionate care. Benefits last 14 to 45 weeks depending on unemployment rate in your region.
Monthly payment for people who have made enough CPP contributions and have a severe and prolonged disability that prevents them from working regularly. Includes benefits for dependent children. Largest long-term disability program in Canada.
Fortnightly payment for young people aged 16-24 who are studying full-time or doing an Australian Apprenticeship. Amount depends on your age, living situation, and whether you have dependants. Income and assets tested.
Government loan that pays your student contribution (tuition fees) at university. You repay through the tax system once your income exceeds the repayment threshold. No interest charged — debt is indexed to CPI (inflation). Available to all eligible Commonwealth supported students.
Payment for students and Australian Apprentices aged 25 or older. Similar to Youth Allowance but for older students. Includes Pharmaceutical Allowance and may include Rent Assistance. Income and assets tested.
Financial help if you're between 22 and Age Pension age and looking for work, or sick or injured and can't do your usual work. Includes mutual obligation requirements — you must actively look for work and attend appointments with your employment services provider.
Payment to help with the cost of raising children. Part A: per-child payment based on family income and child's age. Part B: per-family payment for single parents or families with one main income. Paid fortnightly or as a lump sum after tax year.
Australia Awards Scholarships for students from developing countries to study full-time undergraduate or postgraduate courses at Australian universities. Fully funded: tuition, return airfare, establishment allowance, contribution to living expenses (stipend), and health insurance (OSHC).